Lend & Borrwing

Lending on Refluid provides users with the opportunity to borrow stablecoins against liquid staked assets, enabling access to liquidity without the need to sell their assets. With low collateralization requirements and competitive interest rates, Refluid's lending platform offers a convenient and efficient way for users to manage their assets and maximize their financial flexibility in the DeFi ecosystem.

How it Works:

  1. Stake Assets: Users stake their assets on Refluid's platform to generate refTokens, which represent their staked position in the protocol.

  2. Borrow Stablecoins: Borrowers can then use their refTokens as collateral to borrow stablecoins, with the amount of borrowing capacity determined by the value of their staked assets.

  3. Manage Loan: Borrowers can manage their loans by monitoring their borrowing positions, making repayments, and adjusting collateralization ratios as needed.

  4. Repay Loan: Borrowers have the option to repay their loans in stablecoins or liquid staked assets, allowing them to optimize their repayment strategy based on market conditions and personal preferences.

Why lending on Refluid?:

  • Access to Liquidity: Lending on Refluid provides users with access to liquidity without the need to sell their assets, enabling them to meet short-term financial needs or capitalize on investment opportunities.

  • Maximize Asset Utilization: By borrowing against liquid staked assets, users can maximize the utilization of their assets and unlock additional value without sacrificing long-term investment strategies.

  • Cost-Effective Financing: Refluid offers competitive interest rates on borrowed funds, making it an attractive option for users seeking cost-effective financing solutions in the DeFi ecosystem.


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